Monday - Friday
8:30 am to 6:30 pm
The Coaching Process
Offered exclusively to those who choose one of our advertising communities, is the Coaching Process. In the initial consultation, we will do a preliminary cash flow analysis checking to see if you are eligible for one or more state or federal benefits, a significant value to those considering assisted living.
At the conclusion of your consultation, you will have a thorough understanding of the VA’s Aid and Attendance benefit.
Should you decide to pursue the VA’s Aid and Attendance application, ERBC will refer you to a VA accredited agent, VA accredited attorney or Veterans Services Organization. Should you choose the VA accredited agent or attorney recommended by ERBC, they will:
Coach you through the entire process.
Create your application – using documents you provide, your VA accredited agent or VA accredited attorney will populate the VA forms and share their experiences with you. These options will be discussed in detail with you during your initial consultation.
Be there for you – from filing to funds release. As the VA asks you questions, a VA accredited agent or VA accredited attorney will provide you with valuable insight on how to navigate the intricacies of the system.
The Process
You begin by calling the ERBC call center to schedule an appointment with one of our consultants. At the initial consultation a overview financial analysis will be performed and several different funding options will be discussed.
At the conclusion of your consultation, you will have a thorough understanding of your income and expense situation. Should you wish to engage The Servaes Consulting Group, LLC, you will receive pre-populated forms and, through a series of calls, finalize your Cash Flow Analysis and provide information that results in the VA application.
What will you need for your initial phone consultation?
You will need to have the following information for your consultation with
- Monthly Income
Monthly Income from all sources
Including Distributions from IRA, 401K and other deferred retirement accounts
Annuity Income
Rental property reportable income
All other Income
- Unreimbursed Medical Expenses
Medical Insurance Premiums
Long Term Care Insurance Premiums and Reimbursement Rates
Monthly Assisted Living Fees
Homecare or Adult Day Care Costs
Assets – excluding car and personal jewelry and furnishings:
- Cash, checking accounts, money market savings etc.
- Amount in IRAs/401K other deferred retirement plans please know the annual minimum distribution and any amounts taken this fiscal year
- Cash Surrender Value of Annuities, Purchase Date & Purchase Price
- Stocks, Bonds and other Investments
- Investment properties (excluding primary home)
- Face Value of Whole Life Insurance Policies
- Estimated value of primary home after payment of mortgages and other loans
- Square Footage of the property the Primary home sits on and if it can be subdivided.
As a Cash Flow Analysis client of The Servaes Consulting Group, LLC, should you decide to pursue the VA’s Aid and Attendance application, at no-charge their VA accredited agent will:
Coach you through the entire process.
Set your expectations – the time to the release of funds can vary dependant upon many factors.
Create your application – using documents you provide, their VA accredited agent will populate the VA forms and share their expertise with you. These options will be discussed in detail with you during your initial consultation.
Representation by a VA Accredited Agent – Clients are assigned a VA-Accredited Agent as their representative with the VA.
Be there for you – from filing to funds release. As the VA asks you questions, you are provided with valuable insight on how to navigate the intricacies of the system.
To Schedule an Appointment
if you need assistance scheduling your phone appointment
Call 508 485-0039 Or 833 VA AWARD
Elder Resource Benefits Consulting
365 Boston Post Road #390
Sudbury, MA 01776
For representation before the VA, ERBC refers to Servaes Consulting Group, LLC so you can be assisted by a VA Accredited Agent. Neither Elder Resource Benefits Consulting nor the Servaes Consulting Group, LLC is affiliated with the Department of Veterans Affairs or any other government agency. Elder Resource Benefits Consulting and the Servaes Consulting Group, LLC are not Veterans Services Organizations.
We will make every effort to keep this Internet Site current and accurate, but there will surely be times when this site will not be current. These pages are for general information only.